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At today's rate and a 90% mortgage, the deposit on this unit is about HK$501K, with repayments around HK$21,856/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$43,712/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$112,741 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tai Wai Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- C
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-14 | HK$5.92M | +16.5% 3.7y · 5.0%/yr |
| 2017-10-13 | HK$5.08M | +57.3% 5.0y · 11.0%/yr |
| 2012-11-08 | HK$3.23M | +53.8% |
| 2010-11-11 | HK$2.10M | +25.0% |
| 2008-06-02 | HK$1.68M | +86.7% |
| 2003-07-05 | HK$900K | −30.8% |
| 1999-07-29 | HK$1.30M | −9.7% |
| 1996-03-20 | HK$1.44M | — |