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At today's rate and a 90% mortgage, the deposit on this unit is about HK$481K, with repayments around HK$20,972/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,944/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$98,297 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Tai Wai Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-10 | HK$4.89M | −23.6% 7.5y · −3.0%/yr |
| 2018-11-01 | HK$6.40M | +206.2% 8.1y · 26.0%/yr |
| 2010-10-07 | HK$2.09M | +24.4% |
| 2009-09-08 | HK$1.68M | +8.4% |
| 2008-01-14 | HK$1.55M | +25.0% |
| 2006-09-06 | HK$1.24M | +7.8% |
| 2005-06-03 | HK$1.15M | −50.0% |
| 1997-09-02 | HK$2.30M | — |