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12/F B

in GRANDEUR GARDEN BLOCK 4

Sha Tin District · New Territories East

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Crescira AVM · estimated value Medium confidence
HK$4.81M
≈ HK$15,312 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$481K, with repayments around HK$20,972/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,734
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,348
−HK$624/mo
Today · 4.125%
HK$20,972
baseline
▲ 0.50% · 4.625%
HK$22,248
+HK$1,276/mo

Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,944/mo (50% DSR)

Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$98,297 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Wai
≈ 2 min walk · 142 m
Education
41
schools within 1 km (13 within 500 m)
Daily convenience
29
within 1 km (10 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Tai Wai Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
12/F
Flat
B
Saleable Area
314 Saleable ft²
Gross Area
416 ft²
Efficiency
75%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2026-04-10 HK$4.89M −23.6%
7.5y · −3.0%/yr
2018-11-01 HK$6.40M +206.2%
8.1y · 26.0%/yr
2010-10-07 HK$2.09M +24.4%
2009-09-08 HK$1.68M +8.4%
2008-01-14 HK$1.55M +25.0%
2006-09-06 HK$1.24M +7.8%
2005-06-03 HK$1.15M −50.0%
1997-09-02 HK$2.30M
Data sourced from Renavon.com