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At today's rate and a 90% mortgage, the deposit on this unit is about HK$482K, with repayments around HK$21,019/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,038/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,383 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Tai Wai Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-06 | HK$5.10M | +12.1% 1.1y · 11.0%/yr |
| 2025-03-28 | HK$4.55M | −6.8% 7.8y · −1.0%/yr |
| 2017-06-29 | HK$4.88M | +96.8% 6.3y · 15.0%/yr |
| 2011-02-22 | HK$2.48M | +15.3% |
| 2010-10-28 | HK$2.15M | +26.5% |
| 1996-11-09 | HK$1.70M | +14.1% |
| 1996-06-22 | HK$1.49M | — |