▼ 0.50% · 3.625%
HK$18,325
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,895
−HK$579/mo
Today · 4.125%
HK$19,474
baseline
▲ 0.50% · 4.625%
HK$20,659
+HK$1,185/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,948/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,386
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,933
−HK$555/mo
Today · 4.125%
HK$21,488
baseline
▲ 0.50% · 4.625%
HK$22,620
+HK$1,132/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,976/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,157
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,784
−HK$638/mo
Today · 4.125%
HK$21,422
baseline
▲ 0.50% · 4.625%
HK$22,725
+HK$1,303/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,844/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,425
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,026
−HK$611/mo
Today · 4.125%
HK$23,637
baseline
▲ 0.50% · 4.625%
HK$24,882
+HK$1,245/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,274/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,990
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,674
−HK$695/mo
Today · 4.125%
HK$23,369
baseline
▲ 0.50% · 4.625%
HK$24,791
+HK$1,422/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,738/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,464
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,120
−HK$665/mo
Today · 4.125%
HK$25,785
baseline
▲ 0.50% · 4.625%
HK$27,144
+HK$1,359/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,570/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,822
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,563
−HK$753/mo
Today · 4.125%
HK$25,316
baseline
▲ 0.50% · 4.625%
HK$26,857
+HK$1,541/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,632/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,502
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,213
−HK$721/mo
Today · 4.125%
HK$27,934
baseline
▲ 0.50% · 4.625%
HK$29,407
+HK$1,473/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,868/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,655
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,453
−HK$811/mo
Today · 4.125%
HK$27,264
baseline
▲ 0.50% · 4.625%
HK$28,923
+HK$1,659/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,528/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,541
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$777/mo
Today · 4.125%
HK$30,083
baseline
▲ 0.50% · 4.625%
HK$31,669
+HK$1,586/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,166/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,487
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,342
−HK$869/mo
Today · 4.125%
HK$29,211
baseline
▲ 0.50% · 4.625%
HK$30,989
+HK$1,778/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,422/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,580
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,400
−HK$832/mo
Today · 4.125%
HK$32,232
baseline
▲ 0.50% · 4.625%
HK$33,931
+HK$1,699/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,464/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,320
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,232
−HK$927/mo
Today · 4.125%
HK$31,159
baseline
▲ 0.50% · 4.625%
HK$33,055
+HK$1,896/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,318/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,618
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,493
−HK$887/mo
Today · 4.125%
HK$34,380
baseline
▲ 0.50% · 4.625%
HK$36,193
+HK$1,813/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,760/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,152
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,121
−HK$985/mo
Today · 4.125%
HK$33,106
baseline
▲ 0.50% · 4.625%
HK$35,120
+HK$2,014/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$66,212/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,657
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,586
−HK$943/mo
Today · 4.125%
HK$36,529
baseline
▲ 0.50% · 4.625%
HK$38,455
+HK$1,926/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$73,058/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,985
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,011
−HK$1,042/mo
Today · 4.125%
HK$35,053
baseline
▲ 0.50% · 4.625%
HK$37,186
+HK$2,133/mo
Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$70,106/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,695
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,680
−HK$998/mo
Today · 4.125%
HK$38,678
baseline
▲ 0.50% · 4.625%
HK$40,717
+HK$2,039/mo
Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$77,356/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,091 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).