▼ 0.50% · 3.625%
HK$21,304
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,966
−HK$674/mo
Today · 4.125%
HK$22,640
baseline
▲ 0.50% · 4.625%
HK$24,017
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,280/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,700
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,336
−HK$644/mo
Today · 4.125%
HK$24,980
baseline
▲ 0.50% · 4.625%
HK$26,297
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,960/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,434
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,163
−HK$740/mo
Today · 4.125%
HK$24,903
baseline
▲ 0.50% · 4.625%
HK$26,419
+HK$1,516/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,806/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,070
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,769
−HK$710/mo
Today · 4.125%
HK$27,479
baseline
▲ 0.50% · 4.625%
HK$28,927
+HK$1,448/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,958/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,564
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,360
−HK$807/mo
Today · 4.125%
HK$27,167
baseline
▲ 0.50% · 4.625%
HK$28,821
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,334/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,440
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,203
−HK$774/mo
Today · 4.125%
HK$29,977
baseline
▲ 0.50% · 4.625%
HK$31,557
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,954/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,695
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,556
−HK$875/mo
Today · 4.125%
HK$29,431
baseline
▲ 0.50% · 4.625%
HK$31,222
+HK$1,791/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,862/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,810
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,636
−HK$839/mo
Today · 4.125%
HK$32,475
baseline
▲ 0.50% · 4.625%
HK$34,186
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,950/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,825
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,753
−HK$942/mo
Today · 4.125%
HK$31,695
baseline
▲ 0.50% · 4.625%
HK$33,624
+HK$1,929/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,390/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,180
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,070
−HK$903/mo
Today · 4.125%
HK$34,973
baseline
▲ 0.50% · 4.625%
HK$36,816
+HK$1,843/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,946/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,955
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,949
−HK$1,010/mo
Today · 4.125%
HK$33,959
baseline
▲ 0.50% · 4.625%
HK$36,026
+HK$2,067/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,918/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,550
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,504
−HK$967/mo
Today · 4.125%
HK$37,471
baseline
▲ 0.50% · 4.625%
HK$39,446
+HK$1,975/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,942/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,086
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,146
−HK$1,077/mo
Today · 4.125%
HK$36,223
baseline
▲ 0.50% · 4.625%
HK$38,427
+HK$2,204/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,446/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,920
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,937
−HK$1,032/mo
Today · 4.125%
HK$39,969
baseline
▲ 0.50% · 4.625%
HK$42,076
+HK$2,107/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,938/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,216
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,343
−HK$1,144/mo
Today · 4.125%
HK$38,487
baseline
▲ 0.50% · 4.625%
HK$40,829
+HK$2,342/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,974/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,290
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,371
−HK$1,096/mo
Today · 4.125%
HK$42,467
baseline
▲ 0.50% · 4.625%
HK$44,705
+HK$2,238/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,934/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,347
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,539
−HK$1,212/mo
Today · 4.125%
HK$40,751
baseline
▲ 0.50% · 4.625%
HK$43,231
+HK$2,480/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,502/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,660
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,804
−HK$1,161/mo
Today · 4.125%
HK$44,965
baseline
▲ 0.50% · 4.625%
HK$47,335
+HK$2,370/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,930/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,264 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).