▼ 0.50% · 3.625%
HK$18,821
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,407
−HK$595/mo
Today · 4.125%
HK$20,002
baseline
▲ 0.50% · 4.625%
HK$21,219
+HK$1,217/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,004/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,939
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,500
−HK$570/mo
Today · 4.125%
HK$22,070
baseline
▲ 0.50% · 4.625%
HK$23,233
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,140/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,703
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,347
−HK$655/mo
Today · 4.125%
HK$22,002
baseline
▲ 0.50% · 4.625%
HK$23,341
+HK$1,339/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$44,004/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,032
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,650
−HK$627/mo
Today · 4.125%
HK$24,277
baseline
▲ 0.50% · 4.625%
HK$25,556
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,554/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,586
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,288
−HK$714/mo
Today · 4.125%
HK$24,002
baseline
▲ 0.50% · 4.625%
HK$25,462
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$48,004/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,126
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,800
−HK$684/mo
Today · 4.125%
HK$26,484
baseline
▲ 0.50% · 4.625%
HK$27,880
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,968/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,468
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,229
−HK$773/mo
Today · 4.125%
HK$26,002
baseline
▲ 0.50% · 4.625%
HK$27,584
+HK$1,582/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,004/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,220
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,950
−HK$741/mo
Today · 4.125%
HK$28,691
baseline
▲ 0.50% · 4.625%
HK$30,203
+HK$1,512/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,382/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,350
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,170
−HK$832/mo
Today · 4.125%
HK$28,002
baseline
▲ 0.50% · 4.625%
HK$29,706
+HK$1,704/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,004/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,314
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,100
−HK$798/mo
Today · 4.125%
HK$30,898
baseline
▲ 0.50% · 4.625%
HK$32,526
+HK$1,628/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,796/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,232
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,110
−HK$892/mo
Today · 4.125%
HK$30,002
baseline
▲ 0.50% · 4.625%
HK$31,828
+HK$1,826/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,004/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,408
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,250
−HK$855/mo
Today · 4.125%
HK$33,105
baseline
▲ 0.50% · 4.625%
HK$34,850
+HK$1,745/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,210/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,114
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,051
−HK$952/mo
Today · 4.125%
HK$32,003
baseline
▲ 0.50% · 4.625%
HK$33,950
+HK$1,947/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$64,006/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,502
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,400
−HK$912/mo
Today · 4.125%
HK$35,312
baseline
▲ 0.50% · 4.625%
HK$37,173
+HK$1,861/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,624/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,996
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,992
−HK$1,011/mo
Today · 4.125%
HK$34,003
baseline
▲ 0.50% · 4.625%
HK$36,072
+HK$2,069/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,006/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,596
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,550
−HK$969/mo
Today · 4.125%
HK$37,519
baseline
▲ 0.50% · 4.625%
HK$39,496
+HK$1,977/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,038/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,878
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,932
−HK$1,071/mo
Today · 4.125%
HK$36,003
baseline
▲ 0.50% · 4.625%
HK$38,194
+HK$2,191/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$72,006/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,689
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,700
−HK$1,026/mo
Today · 4.125%
HK$39,726
baseline
▲ 0.50% · 4.625%
HK$41,820
+HK$2,094/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$79,452/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,622 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).