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Crescira AVM · estimated value Medium confidence
HK$10.40M
≈ HK$10,314 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.12M, with repayments around HK$35,272/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,191
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,223
−HK$1,049/mo
Today · 4.125%
HK$35,272
baseline
▲ 0.50% · 4.625%
HK$37,418
+HK$2,146/mo

Deposit HK$3.12M · loan HK$7.28M · min. income ≈ HK$70,544/mo (50% DSR)

Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$389,886 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
2
Saleable Area
1,008 ft²
Gross Area
1,241 ft²
Efficiency
81%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2025-03-18 HK$7.80M +1.3%
11.8y
2013-06-05 HK$7.70M +100.0%
2004-05-04 HK$3.85M −31.5%
1996-10-24 HK$5.62M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fo Tan
≈ 9 min walk · 650 m
Education
30
schools within 1 km (8 within 500 m)
Daily convenience
20
within 1 km (7 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
18
parks, libraries, sports within 1 km

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Green space & leisure — 18 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com