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At today's rate and a 90% mortgage, the deposit on this unit is about HK$397K, with repayments around HK$17,305/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$397K · loan HK$3.57M · min. income ≈ HK$34,610/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- C
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-15 | HK$5.66M | +50.1% 5.7y · 9.0%/yr |
| 2016-01-29 | HK$3.77M | +21.6% 3.0y · 7.0%/yr |
| 2013-01-25 | HK$3.10M | +57.4% |
| 2010-08-04 | HK$1.97M | +4.8% |
| 2008-03-14 | HK$1.88M | +31.5% |
| 2007-10-30 | HK$1.43M | +33.6% |
| 2004-09-28 | HK$1.07M | −39.2% |
| 1997-01-13 | HK$1.76M | +30.4% |
| 1995-12-11 | HK$1.35M | — |