Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$458K, with repayments around HK$19,956/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,912/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,003 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 451 Saleable ft²
- Gross Area
- 544 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-15 | HK$7.05M | +50.0% 4.3y · 12.0%/yr |
| 2016-04-11 | HK$4.70M | +102.6% 6.3y · 16.0%/yr |
| 2010-01-13 | HK$2.32M | +32.6% |
| 2007-08-17 | HK$1.75M | −46.3% |
| 1997-09-24 | HK$3.26M | — |