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At today's rate and a 90% mortgage, the deposit on this unit is about HK$484K, with repayments around HK$21,091/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$484K · loan HK$4.35M · min. income ≈ HK$42,182/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$101,039 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- B
- Saleable Area
- 451 Saleable ft²
- Gross Area
- 544 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-13 | HK$7.10M | +49.5% 6.2y · 8.0%/yr |
| 2014-09-10 | HK$4.75M | +43.9% |
| 2011-06-29 | HK$3.30M | +21.8% |
| 2010-06-02 | HK$2.71M | +5.4% |
| 2010-01-14 | HK$2.57M | +29.8% |
| 2009-02-20 | HK$1.98M | −39.1% |
| 1997-08-22 | HK$3.25M | +12.1% |
| 1997-05-03 | HK$2.90M | +39.4% |
| 1996-03-14 | HK$2.08M | — |