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Crescira AVM · estimated value Medium confidence
HK$13.78M
≈ HK$10,634 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.13M, with repayments around HK$46,756/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,997
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,366
−HK$1,390/mo
Today · 4.125%
HK$46,756
baseline
▲ 0.50% · 4.625%
HK$49,601
+HK$2,845/mo

Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,512/mo (50% DSR)

Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,830 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
B
Saleable Area
1,296 ft²
Gross Area
1,676 ft²
Efficiency
77%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
1999-06-25 HK$6.90M −23.2%
1997-03-08 HK$8.98M +25.1%
1997-01-18 HK$7.18M +15.8%
1996-03-05 HK$6.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fo Tan
≈ 9 min walk · 663 m
Education
24
schools within 1 km (9 within 500 m)
Daily convenience
19
within 1 km (10 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
14
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Green space & leisure — 14 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com