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At today's rate and a 90% mortgage, the deposit on this unit is about HK$535K, with repayments around HK$23,347/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$535K · loan HK$4.82M · min. income ≈ HK$46,694/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,434 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 6 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 4 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- H
- Saleable Area
- 519 Saleable ft²
- Gross Area
- 688 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-21 | HK$6.62M | +8.9% 4.1y |
| 2017-11-10 | HK$6.08M | +35.4% 3.0y |
| 2014-11-07 | HK$4.49M | +29.0% 2.2y |
| 2012-08-22 | HK$3.48M | +16.0% 1.7y |
| 2011-01-28 | HK$3.00M | +71.4% 5.7y |
| 2005-04-19 | HK$1.75M | +31.6% 2.3y |
| 2002-12-10 | HK$1.33M | — |