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At today's rate and a 90% mortgage, the deposit on this unit is about HK$485K, with repayments around HK$21,169/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$485K · loan HK$4.37M · min. income ≈ HK$42,338/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$102,819 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 6 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 4 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- H
- Saleable Area
- 519 Saleable ft²
- Gross Area
- 688 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-30 | HK$5.80M | +18.9% 5.8y |
| 2015-01-12 | HK$4.88M | +68.4% 4.3y |
| 2010-09-17 | HK$2.90M | +82.3% 5.7y |
| 2005-01-18 | HK$1.59M | +11.2% 0.7y |
| 2004-04-08 | HK$1.43M | +11.7% 1.3y |
| 2003-01-02 | HK$1.28M | — |