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At today's rate and a 90% mortgage, the deposit on this unit is about HK$788K, with repayments around HK$34,373/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,746/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,412 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 6 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 4 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- E
- Saleable Area
- 811 Saleable ft²
- Gross Area
- 1,039 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-19 | HK$10.30M | +3.0% 1.1y |
| 2020-09-22 | HK$10.00M | +124.7% 10.7y |
| 2010-01-08 | HK$4.45M | +20.6% 3.6y |
| 2006-05-29 | HK$3.69M | −2.1% 1.1y |
| 2005-04-19 | HK$3.77M | +49.0% 1.9y |
| 2003-05-31 | HK$2.53M | — |