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At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,403/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,806/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,727 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 18 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 376 Saleable ft²
- Gross Area
- 548 ft²
- Efficiency
- 69%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-13 | HK$4.38M | −19.3% 5.6y · −3.0%/yr |
| 2020-09-07 | HK$5.43M | +22.0% 3.0y · 7.0%/yr |
| 2017-09-06 | HK$4.45M | +43.5% 3.1y · 14.0%/yr |
| 2014-08-15 | HK$3.10M | +51.2% |
| 2012-01-17 | HK$2.05M | +51.9% |
| 2009-08-31 | HK$1.35M | +20.5% |
| 2009-05-26 | HK$1.12M | −0.9% |
| 2001-07-26 | HK$1.13M | −15.7% |
| 1999-03-12 | HK$1.34M | — |