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At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,440/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$446K · loan HK$4.01M · min. income ≈ HK$38,880/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,854 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 18 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- H
- Saleable Area
- 376 Saleable ft²
- Gross Area
- 548 ft²
- Efficiency
- 69%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-08 | HK$4.50M | −8.0% 3.5y · −2.0%/yr |
| 2019-02-21 | HK$4.89M | +56.2% 4.5y · 13.0%/yr |
| 2014-08-19 | HK$3.13M | +64.7% |
| 2011-02-25 | HK$1.90M | +52.0% |
| 2008-08-05 | HK$1.25M | −20.9% |
| 1999-03-26 | HK$1.58M | — |