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At today's rate and a 90% mortgage, the deposit on this unit is about HK$449K, with repayments around HK$19,574/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,148/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,315 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 18 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- H
- Saleable Area
- 376 Saleable ft²
- Gross Area
- 548 ft²
- Efficiency
- 69%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-20 | HK$5.38M | +53.7% 3.8y · 14.0%/yr |
| 2016-05-17 | HK$3.50M | +62.8% 4.7y · 13.0%/yr |
| 2011-09-21 | HK$2.15M | +44.3% |
| 2009-10-21 | HK$1.49M | +58.5% |
| 2007-03-27 | HK$940K | −37.7% |
| 1999-04-01 | HK$1.51M | — |