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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,524/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,048/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,141 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 572 ft²
- Efficiency
- 68%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-19 | HK$4.58M | +7.0% 9.6y · 1.0%/yr |
| 2016-10-25 | HK$4.28M | +124.1% 6.2y · 20.0%/yr |
| 2010-09-03 | HK$1.91M | +52.8% |
| 2005-06-09 | HK$1.25M | −22.4% |
| 2000-05-27 | HK$1.61M | — |