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At today's rate and a 90% mortgage, the deposit on this unit is about HK$457K, with repayments around HK$19,945/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$457K · loan HK$4.12M · min. income ≈ HK$39,890/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,763 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 572 ft²
- Efficiency
- 68%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-18 | HK$5.15M | +14.4% 3.0y · 5.0%/yr |
| 2017-08-22 | HK$4.50M | +265.9% 9.4y · 28.0%/yr |
| 2008-04-07 | HK$1.23M | +33.7% |
| 2006-07-20 | HK$920K | −28.7% |
| 2001-03-08 | HK$1.29M | — |