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At today's rate and a 90% mortgage, the deposit on this unit is about HK$449K, with repayments around HK$19,595/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,190/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$67,384 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 20 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- H
- Saleable Area
- 376 Saleable ft²
- Gross Area
- 548 ft²
- Efficiency
- 69%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-21 | HK$5.25M | +69.4% 4.6y · 15.0%/yr |
| 2016-02-26 | HK$3.10M | +71.3% 5.1y · 14.0%/yr |
| 2011-02-28 | HK$1.81M | +24.0% |
| 2010-02-22 | HK$1.46M | +10.6% |
| 2009-12-24 | HK$1.32M | +10.9% |
| 2008-04-08 | HK$1.19M | +21.4% |
| 2008-01-14 | HK$980K | −28.5% |
| 1999-03-26 | HK$1.37M | — |