▼ 0.50% · 3.625%
HK$18,348
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,919
−HK$580/mo
Today · 4.125%
HK$19,499
baseline
▲ 0.50% · 4.625%
HK$20,685
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,998/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,412
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,960
−HK$555/mo
Today · 4.125%
HK$21,515
baseline
▲ 0.50% · 4.625%
HK$22,649
+HK$1,134/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,030/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,183
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,811
−HK$638/mo
Today · 4.125%
HK$21,449
baseline
▲ 0.50% · 4.625%
HK$22,754
+HK$1,305/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$42,898/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,454
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,056
−HK$611/mo
Today · 4.125%
HK$23,667
baseline
▲ 0.50% · 4.625%
HK$24,914
+HK$1,247/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$47,334/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,018
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,703
−HK$696/mo
Today · 4.125%
HK$23,399
baseline
▲ 0.50% · 4.625%
HK$24,823
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,798/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,495
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,152
−HK$666/mo
Today · 4.125%
HK$25,818
baseline
▲ 0.50% · 4.625%
HK$27,179
+HK$1,361/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,636/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,853
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,595
−HK$754/mo
Today · 4.125%
HK$25,349
baseline
▲ 0.50% · 4.625%
HK$26,891
+HK$1,542/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,698/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,536
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,248
−HK$722/mo
Today · 4.125%
HK$27,970
baseline
▲ 0.50% · 4.625%
HK$29,444
+HK$1,474/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,940/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,688
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,487
−HK$812/mo
Today · 4.125%
HK$27,299
baseline
▲ 0.50% · 4.625%
HK$28,960
+HK$1,661/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,598/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,577
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,344
−HK$777/mo
Today · 4.125%
HK$30,121
baseline
▲ 0.50% · 4.625%
HK$31,709
+HK$1,588/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,242/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,523
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,379
−HK$870/mo
Today · 4.125%
HK$29,249
baseline
▲ 0.50% · 4.625%
HK$31,028
+HK$1,779/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,498/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,619
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,440
−HK$833/mo
Today · 4.125%
HK$32,273
baseline
▲ 0.50% · 4.625%
HK$33,974
+HK$1,701/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,546/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,357
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,271
−HK$927/mo
Today · 4.125%
HK$31,198
baseline
▲ 0.50% · 4.625%
HK$33,097
+HK$1,899/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,396/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,660
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,536
−HK$888/mo
Today · 4.125%
HK$34,424
baseline
▲ 0.50% · 4.625%
HK$36,239
+HK$1,815/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,848/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,192
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,163
−HK$985/mo
Today · 4.125%
HK$33,148
baseline
▲ 0.50% · 4.625%
HK$35,165
+HK$2,017/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,296/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,701
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,632
−HK$944/mo
Today · 4.125%
HK$36,576
baseline
▲ 0.50% · 4.625%
HK$38,504
+HK$1,928/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,152/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,027
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,054
−HK$1,044/mo
Today · 4.125%
HK$35,098
baseline
▲ 0.50% · 4.625%
HK$37,234
+HK$2,136/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$70,196/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,742
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,728
−HK$999/mo
Today · 4.125%
HK$38,727
baseline
▲ 0.50% · 4.625%
HK$40,769
+HK$2,042/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$77,454/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,400 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).