▼ 0.50% · 3.625%
HK$18,318
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,888
−HK$579/mo
Today · 4.125%
HK$19,467
baseline
▲ 0.50% · 4.625%
HK$20,651
+HK$1,184/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,934/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,378
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,925
−HK$554/mo
Today · 4.125%
HK$21,479
baseline
▲ 0.50% · 4.625%
HK$22,612
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,958/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,150
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,776
−HK$637/mo
Today · 4.125%
HK$21,413
baseline
▲ 0.50% · 4.625%
HK$22,716
+HK$1,303/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$42,826/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,416
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,017
−HK$610/mo
Today · 4.125%
HK$23,627
baseline
▲ 0.50% · 4.625%
HK$24,873
+HK$1,246/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$47,254/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,981
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,665
−HK$695/mo
Today · 4.125%
HK$23,360
baseline
▲ 0.50% · 4.625%
HK$24,781
+HK$1,421/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,720/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,454
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,110
−HK$665/mo
Today · 4.125%
HK$25,775
baseline
▲ 0.50% · 4.625%
HK$27,134
+HK$1,359/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,550/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,813
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,554
−HK$753/mo
Today · 4.125%
HK$25,307
baseline
▲ 0.50% · 4.625%
HK$26,846
+HK$1,539/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,614/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,492
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,202
−HK$721/mo
Today · 4.125%
HK$27,923
baseline
▲ 0.50% · 4.625%
HK$29,395
+HK$1,472/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,846/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,645
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,443
−HK$810/mo
Today · 4.125%
HK$27,253
baseline
▲ 0.50% · 4.625%
HK$28,911
+HK$1,658/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,506/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,530
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,295
−HK$776/mo
Today · 4.125%
HK$30,071
baseline
▲ 0.50% · 4.625%
HK$31,656
+HK$1,585/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,142/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,477
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,331
−HK$869/mo
Today · 4.125%
HK$29,200
baseline
▲ 0.50% · 4.625%
HK$30,977
+HK$1,777/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,400/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,568
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,387
−HK$832/mo
Today · 4.125%
HK$32,219
baseline
▲ 0.50% · 4.625%
HK$33,917
+HK$1,698/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,438/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,309
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,220
−HK$926/mo
Today · 4.125%
HK$31,146
baseline
▲ 0.50% · 4.625%
HK$33,042
+HK$1,896/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,292/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,605
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,480
−HK$887/mo
Today · 4.125%
HK$34,367
baseline
▲ 0.50% · 4.625%
HK$36,179
+HK$1,812/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,734/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,140
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,109
−HK$984/mo
Today · 4.125%
HK$33,093
baseline
▲ 0.50% · 4.625%
HK$35,107
+HK$2,014/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$66,186/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,643
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,572
−HK$943/mo
Today · 4.125%
HK$36,515
baseline
▲ 0.50% · 4.625%
HK$38,440
+HK$1,925/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$73,030/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,972
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,998
−HK$1,042/mo
Today · 4.125%
HK$35,040
baseline
▲ 0.50% · 4.625%
HK$37,172
+HK$2,132/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$70,080/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,681
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,665
−HK$998/mo
Today · 4.125%
HK$38,663
baseline
▲ 0.50% · 4.625%
HK$40,701
+HK$2,038/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$77,326/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,998 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).