▼ 0.50% · 3.625%
HK$3,651
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$115/mo
Today · 4.125%
HK$3,880
baseline
▲ 0.50% · 4.625%
HK$4,116
+HK$236/mo
Deposit HK$801K · loan HK$801K · min. income ≈ HK$7,760/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,062
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$111/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,507
+HK$225/mo
Deposit HK$801K · loan HK$801K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,016
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,141
−HK$127/mo
Today · 4.125%
HK$4,268
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$260/mo
Deposit HK$721K · loan HK$881K · min. income ≈ HK$8,536/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,588
−HK$122/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$248/mo
Deposit HK$721K · loan HK$881K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,382
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$138/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,940
+HK$284/mo
Deposit HK$641K · loan HK$961K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,874
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$133/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$271/mo
Deposit HK$641K · loan HK$961K · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,894
−HK$150/mo
Today · 4.125%
HK$5,044
baseline
▲ 0.50% · 4.625%
HK$5,351
+HK$307/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$10,088/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,422
−HK$144/mo
Today · 4.125%
HK$5,566
baseline
▲ 0.50% · 4.625%
HK$5,859
+HK$293/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$11,132/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,112
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,271
−HK$161/mo
Today · 4.125%
HK$5,432
baseline
▲ 0.50% · 4.625%
HK$5,763
+HK$331/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,864/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,839
−HK$155/mo
Today · 4.125%
HK$5,994
baseline
▲ 0.50% · 4.625%
HK$6,310
+HK$316/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,988/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$173/mo
Today · 4.125%
HK$5,820
baseline
▲ 0.50% · 4.625%
HK$6,175
+HK$355/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,640/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,093
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,256
−HK$166/mo
Today · 4.125%
HK$6,422
baseline
▲ 0.50% · 4.625%
HK$6,761
+HK$339/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,844/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,842
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,024
−HK$184/mo
Today · 4.125%
HK$6,208
baseline
▲ 0.50% · 4.625%
HK$6,586
+HK$378/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,416/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,499
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,674
−HK$176/mo
Today · 4.125%
HK$6,850
baseline
▲ 0.50% · 4.625%
HK$7,212
+HK$362/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,700/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,207
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,400
−HK$196/mo
Today · 4.125%
HK$6,596
baseline
▲ 0.50% · 4.625%
HK$6,998
+HK$402/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,192/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,905
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$188/mo
Today · 4.125%
HK$7,279
baseline
▲ 0.50% · 4.625%
HK$7,662
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,558/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,777
−HK$208/mo
Today · 4.125%
HK$6,985
baseline
▲ 0.50% · 4.625%
HK$7,410
+HK$425/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,970/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,312
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,508
−HK$199/mo
Today · 4.125%
HK$7,707
baseline
▲ 0.50% · 4.625%
HK$8,113
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,414/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).