▼ 0.50% · 3.625%
HK$3,363
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,468
−HK$106/mo
Today · 4.125%
HK$3,574
baseline
▲ 0.50% · 4.625%
HK$3,791
+HK$217/mo
Deposit HK$737K · loan HK$737K · min. income ≈ HK$7,148/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,741
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,842
−HK$101/mo
Today · 4.125%
HK$3,943
baseline
▲ 0.50% · 4.625%
HK$4,151
+HK$208/mo
Deposit HK$737K · loan HK$737K · min. income ≈ HK$7,886/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,814
−HK$117/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,170
+HK$239/mo
Deposit HK$664K · loan HK$811K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,226
−HK$112/mo
Today · 4.125%
HK$4,338
baseline
▲ 0.50% · 4.625%
HK$4,566
+HK$228/mo
Deposit HK$664K · loan HK$811K · min. income ≈ HK$8,676/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,036
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,161
−HK$128/mo
Today · 4.125%
HK$4,289
baseline
▲ 0.50% · 4.625%
HK$4,550
+HK$261/mo
Deposit HK$590K · loan HK$885K · min. income ≈ HK$8,578/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,610
−HK$122/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$4,981
+HK$249/mo
Deposit HK$590K · loan HK$885K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,508
−HK$138/mo
Today · 4.125%
HK$4,646
baseline
▲ 0.50% · 4.625%
HK$4,929
+HK$283/mo
Deposit HK$516K · loan HK$959K · min. income ≈ HK$9,292/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$132/mo
Today · 4.125%
HK$5,126
baseline
▲ 0.50% · 4.625%
HK$5,397
+HK$271/mo
Deposit HK$516K · loan HK$959K · min. income ≈ HK$10,252/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,708
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,855
−HK$148/mo
Today · 4.125%
HK$5,003
baseline
▲ 0.50% · 4.625%
HK$5,308
+HK$305/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$10,006/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,238
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,378
−HK$143/mo
Today · 4.125%
HK$5,521
baseline
▲ 0.50% · 4.625%
HK$5,812
+HK$291/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$11,042/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,044
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,201
−HK$160/mo
Today · 4.125%
HK$5,361
baseline
▲ 0.50% · 4.625%
HK$5,687
+HK$326/mo
Deposit HK$369K · loan HK$1.11M · min. income ≈ HK$10,722/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,612
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,762
−HK$153/mo
Today · 4.125%
HK$5,915
baseline
▲ 0.50% · 4.625%
HK$6,227
+HK$312/mo
Deposit HK$369K · loan HK$1.11M · min. income ≈ HK$11,830/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,381
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,548
−HK$170/mo
Today · 4.125%
HK$5,718
baseline
▲ 0.50% · 4.625%
HK$6,066
+HK$348/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$11,436/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,986
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,147
−HK$162/mo
Today · 4.125%
HK$6,309
baseline
▲ 0.50% · 4.625%
HK$6,642
+HK$333/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$12,618/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,895
−HK$181/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,445
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,360
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,531
−HK$173/mo
Today · 4.125%
HK$6,704
baseline
▲ 0.50% · 4.625%
HK$7,057
+HK$353/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,408/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,053
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,242
−HK$191/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$391/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,734
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,915
−HK$183/mo
Today · 4.125%
HK$7,098
baseline
▲ 0.50% · 4.625%
HK$7,472
+HK$374/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$14,196/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).