▼ 0.50% · 3.625%
HK$3,562
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,673
−HK$112/mo
Today · 4.125%
HK$3,785
baseline
▲ 0.50% · 4.625%
HK$4,016
+HK$231/mo
Deposit HK$781K · loan HK$781K · min. income ≈ HK$7,570/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,963
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$108/mo
Today · 4.125%
HK$4,177
baseline
▲ 0.50% · 4.625%
HK$4,397
+HK$220/mo
Deposit HK$781K · loan HK$781K · min. income ≈ HK$8,354/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,918
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,040
−HK$124/mo
Today · 4.125%
HK$4,164
baseline
▲ 0.50% · 4.625%
HK$4,417
+HK$253/mo
Deposit HK$703K · loan HK$859K · min. income ≈ HK$8,328/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,359
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$119/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,837
+HK$242/mo
Deposit HK$703K · loan HK$859K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$136/mo
Today · 4.125%
HK$4,543
baseline
▲ 0.50% · 4.625%
HK$4,819
+HK$276/mo
Deposit HK$625K · loan HK$937K · min. income ≈ HK$9,086/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$129/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,276
+HK$264/mo
Deposit HK$625K · loan HK$937K · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$146/mo
Today · 4.125%
HK$4,921
baseline
▲ 0.50% · 4.625%
HK$5,220
+HK$299/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$9,842/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$140/mo
Today · 4.125%
HK$5,430
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$286/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$10,860/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$158/mo
Today · 4.125%
HK$5,300
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$322/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$10,600/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,697
−HK$151/mo
Today · 4.125%
HK$5,848
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$308/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$11,696/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,343
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,509
−HK$169/mo
Today · 4.125%
HK$5,678
baseline
▲ 0.50% · 4.625%
HK$6,024
+HK$346/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$11,356/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,944
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$161/mo
Today · 4.125%
HK$6,265
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$331/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$12,530/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,699
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,877
−HK$180/mo
Today · 4.125%
HK$6,057
baseline
▲ 0.50% · 4.625%
HK$6,425
+HK$368/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,114/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,340
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,510
−HK$173/mo
Today · 4.125%
HK$6,683
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$352/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,366/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,055
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,244
−HK$191/mo
Today · 4.125%
HK$6,435
baseline
▲ 0.50% · 4.625%
HK$6,827
+HK$392/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$12,870/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,737
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,917
−HK$184/mo
Today · 4.125%
HK$7,101
baseline
▲ 0.50% · 4.625%
HK$7,475
+HK$374/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$14,202/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,412
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,611
−HK$203/mo
Today · 4.125%
HK$6,814
baseline
▲ 0.50% · 4.625%
HK$7,228
+HK$414/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$13,628/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,133
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,324
−HK$194/mo
Today · 4.125%
HK$7,518
baseline
▲ 0.50% · 4.625%
HK$7,915
+HK$397/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$15,036/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).