▼ 0.50% · 3.625%
HK$4,311
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$136/mo
Today · 4.125%
HK$4,581
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$279/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$9,162/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$130/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$267/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$150/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$306/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,276
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$144/mo
Today · 4.125%
HK$5,561
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$293/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$11,122/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,173
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,334
−HK$164/mo
Today · 4.125%
HK$5,498
baseline
▲ 0.50% · 4.625%
HK$5,832
+HK$334/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$10,996/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,755
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,910
−HK$156/mo
Today · 4.125%
HK$6,066
baseline
▲ 0.50% · 4.625%
HK$6,386
+HK$320/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$12,132/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$177/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,318
+HK$362/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,235
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,402
−HK$170/mo
Today · 4.125%
HK$6,572
baseline
▲ 0.50% · 4.625%
HK$6,918
+HK$346/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$13,144/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$191/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$390/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$182/mo
Today · 4.125%
HK$7,077
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$373/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,154/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,668
−HK$204/mo
Today · 4.125%
HK$6,872
baseline
▲ 0.50% · 4.625%
HK$7,290
+HK$418/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,744/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,194
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,387
−HK$196/mo
Today · 4.125%
HK$7,583
baseline
▲ 0.50% · 4.625%
HK$7,982
+HK$399/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,166/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,898
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,112
−HK$218/mo
Today · 4.125%
HK$7,330
baseline
▲ 0.50% · 4.625%
HK$7,776
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,660/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,674
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,879
−HK$209/mo
Today · 4.125%
HK$8,088
baseline
▲ 0.50% · 4.625%
HK$8,515
+HK$427/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,176/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,329
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,557
−HK$231/mo
Today · 4.125%
HK$7,788
baseline
▲ 0.50% · 4.625%
HK$8,262
+HK$474/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,576/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,153
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,372
−HK$222/mo
Today · 4.125%
HK$8,594
baseline
▲ 0.50% · 4.625%
HK$9,047
+HK$453/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,188/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,760
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,001
−HK$246/mo
Today · 4.125%
HK$8,247
baseline
▲ 0.50% · 4.625%
HK$8,748
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,494/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,633
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,864
−HK$235/mo
Today · 4.125%
HK$9,099
baseline
▲ 0.50% · 4.625%
HK$9,579
+HK$480/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,198/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).