▼ 0.50% · 3.625%
HK$4,572
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,714
−HK$145/mo
Today · 4.125%
HK$4,859
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,718/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,223
−HK$138/mo
Today · 4.125%
HK$5,361
baseline
▲ 0.50% · 4.625%
HK$5,644
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,722/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,029
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$159/mo
Today · 4.125%
HK$5,345
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$325/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$10,690/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,595
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$153/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,208
+HK$310/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,487
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,657
−HK$174/mo
Today · 4.125%
HK$5,831
baseline
▲ 0.50% · 4.625%
HK$6,186
+HK$355/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$11,662/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,104
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,268
−HK$166/mo
Today · 4.125%
HK$6,434
baseline
▲ 0.50% · 4.625%
HK$6,773
+HK$339/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$12,868/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,944
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,129
−HK$188/mo
Today · 4.125%
HK$6,317
baseline
▲ 0.50% · 4.625%
HK$6,701
+HK$384/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$12,634/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,613
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,790
−HK$180/mo
Today · 4.125%
HK$6,970
baseline
▲ 0.50% · 4.625%
HK$7,337
+HK$367/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$13,940/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,401
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,600
−HK$203/mo
Today · 4.125%
HK$6,803
baseline
▲ 0.50% · 4.625%
HK$7,216
+HK$413/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$13,606/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,121
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,312
−HK$194/mo
Today · 4.125%
HK$7,506
baseline
▲ 0.50% · 4.625%
HK$7,902
+HK$396/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$15,012/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,858
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,072
−HK$216/mo
Today · 4.125%
HK$7,288
baseline
▲ 0.50% · 4.625%
HK$7,732
+HK$444/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,576/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,630
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,834
−HK$208/mo
Today · 4.125%
HK$8,042
baseline
▲ 0.50% · 4.625%
HK$8,466
+HK$424/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,084/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,316
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,543
−HK$231/mo
Today · 4.125%
HK$7,774
baseline
▲ 0.50% · 4.625%
HK$8,247
+HK$473/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,548/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,139
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,357
−HK$221/mo
Today · 4.125%
HK$8,578
baseline
▲ 0.50% · 4.625%
HK$9,030
+HK$452/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,156/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,773
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,015
−HK$245/mo
Today · 4.125%
HK$8,260
baseline
▲ 0.50% · 4.625%
HK$8,763
+HK$503/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$16,520/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,647
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,879
−HK$235/mo
Today · 4.125%
HK$9,114
baseline
▲ 0.50% · 4.625%
HK$9,595
+HK$481/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$18,228/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,230
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,486
−HK$260/mo
Today · 4.125%
HK$8,746
baseline
▲ 0.50% · 4.625%
HK$9,278
+HK$532/mo
Deposit HK$201K · loan HK$1.80M · min. income ≈ HK$17,492/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,156
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,401
−HK$249/mo
Today · 4.125%
HK$9,650
baseline
▲ 0.50% · 4.625%
HK$10,159
+HK$509/mo
Deposit HK$201K · loan HK$1.80M · min. income ≈ HK$19,300/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).