▼ 0.50% · 3.625%
HK$4,312
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$137/mo
Today · 4.125%
HK$4,583
baseline
▲ 0.50% · 4.625%
HK$4,861
+HK$278/mo
Deposit HK$946K · loan HK$946K · min. income ≈ HK$9,166/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,797
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,926
−HK$130/mo
Today · 4.125%
HK$5,056
baseline
▲ 0.50% · 4.625%
HK$5,323
+HK$267/mo
Deposit HK$946K · loan HK$946K · min. income ≈ HK$10,112/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,743
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,891
−HK$150/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$307/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$144/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,855
+HK$293/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,175
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,336
−HK$163/mo
Today · 4.125%
HK$5,499
baseline
▲ 0.50% · 4.625%
HK$5,834
+HK$335/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$10,998/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,757
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,911
−HK$157/mo
Today · 4.125%
HK$6,068
baseline
▲ 0.50% · 4.625%
HK$6,388
+HK$320/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$12,136/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,606
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,780
−HK$177/mo
Today · 4.125%
HK$5,957
baseline
▲ 0.50% · 4.625%
HK$6,320
+HK$363/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$11,914/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,236
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,404
−HK$169/mo
Today · 4.125%
HK$6,573
baseline
▲ 0.50% · 4.625%
HK$6,920
+HK$347/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$13,146/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,037
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$191/mo
Today · 4.125%
HK$6,416
baseline
▲ 0.50% · 4.625%
HK$6,806
+HK$390/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,832/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,716
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,896
−HK$183/mo
Today · 4.125%
HK$7,079
baseline
▲ 0.50% · 4.625%
HK$7,452
+HK$373/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,158/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,468
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,669
−HK$205/mo
Today · 4.125%
HK$6,874
baseline
▲ 0.50% · 4.625%
HK$7,292
+HK$418/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,748/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,196
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,389
−HK$196/mo
Today · 4.125%
HK$7,585
baseline
▲ 0.50% · 4.625%
HK$7,984
+HK$399/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,170/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,899
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,114
−HK$218/mo
Today · 4.125%
HK$7,332
baseline
▲ 0.50% · 4.625%
HK$7,778
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,664/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,676
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,881
−HK$209/mo
Today · 4.125%
HK$8,090
baseline
▲ 0.50% · 4.625%
HK$8,517
+HK$427/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,180/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,331
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,559
−HK$231/mo
Today · 4.125%
HK$7,790
baseline
▲ 0.50% · 4.625%
HK$8,264
+HK$474/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,580/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,155
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,374
−HK$222/mo
Today · 4.125%
HK$8,596
baseline
▲ 0.50% · 4.625%
HK$9,049
+HK$453/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,192/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,762
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,003
−HK$246/mo
Today · 4.125%
HK$8,249
baseline
▲ 0.50% · 4.625%
HK$8,751
+HK$502/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,498/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,635
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,867
−HK$235/mo
Today · 4.125%
HK$9,102
baseline
▲ 0.50% · 4.625%
HK$9,581
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,204/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).