Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$363K, with repayments around HK$15,849/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$363K · loan HK$3.27M · min. income ≈ HK$31,698/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- E
- Saleable Area
- 293 Saleable ft²
- Gross Area
- 396 ft²
- Efficiency
- 74%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-15 | HK$4.46M | −8.0% 4.2y · −2.0%/yr |
| 2018-05-24 | HK$4.85M | +31.8% 3.0y · 11.0%/yr |
| 2015-05-26 | HK$3.68M | +123.0% |
| 2010-11-26 | HK$1.65M | −17.5% |
| 1997-09-19 | HK$2.00M | — |