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At today's rate and a 90% mortgage, the deposit on this unit is about HK$364K, with repayments around HK$15,855/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$364K · loan HK$3.27M · min. income ≈ HK$31,710/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- B
- Saleable Area
- 293 Saleable ft²
- Gross Area
- 396 ft²
- Efficiency
- 74%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-15 | HK$3.55M | −28.6% 5.0y · −6.0%/yr |
| 2020-09-29 | HK$4.97M | +27.4% 3.5y · 8.0%/yr |
| 2017-04-07 | HK$3.90M | +182.6% 8.8y · 21.0%/yr |
| 2008-06-13 | HK$1.38M | +31.4% |
| 2005-09-01 | HK$1.05M | +23.5% |
| 2002-02-22 | HK$850K | −58.5% |
| 1997-09-19 | HK$2.05M | — |