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At today's rate and a 90% mortgage, the deposit on this unit is about HK$352K, with repayments around HK$15,372/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$352K · loan HK$3.17M · min. income ≈ HK$30,744/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 393 ft²
- Efficiency
- 74%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-22 | HK$4.98M | +41.9% 5.6y · 8.0%/yr |
| 2016-08-19 | HK$3.51M | +138.8% 6.8y · 20.0%/yr |
| 2009-11-02 | HK$1.47M | +7.3% |
| 2009-09-08 | HK$1.37M | +20.2% |
| 2007-04-14 | HK$1.14M | +8.6% |
| 2006-12-22 | HK$1.05M | −49.5% |
| 1997-10-31 | HK$2.08M | +12.4% |
| 1997-05-10 | HK$1.85M | — |