▼ 0.50% · 3.625%
HK$4,393
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$139/mo
Today · 4.125%
HK$4,669
baseline
▲ 0.50% · 4.625%
HK$4,953
+HK$284/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$9,338/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,018
−HK$133/mo
Today · 4.125%
HK$5,151
baseline
▲ 0.50% · 4.625%
HK$5,423
+HK$272/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$10,302/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$152/mo
Today · 4.125%
HK$5,135
baseline
▲ 0.50% · 4.625%
HK$5,448
+HK$313/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$10,270/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,376
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,520
−HK$146/mo
Today · 4.125%
HK$5,666
baseline
▲ 0.50% · 4.625%
HK$5,965
+HK$299/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$11,332/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,436
−HK$166/mo
Today · 4.125%
HK$5,602
baseline
▲ 0.50% · 4.625%
HK$5,943
+HK$341/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$11,204/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,865
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,022
−HK$160/mo
Today · 4.125%
HK$6,182
baseline
▲ 0.50% · 4.625%
HK$6,507
+HK$325/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$12,364/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,711
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,889
−HK$180/mo
Today · 4.125%
HK$6,069
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$369/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$12,138/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,353
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,524
−HK$173/mo
Today · 4.125%
HK$6,697
baseline
▲ 0.50% · 4.625%
HK$7,050
+HK$353/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$13,394/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,342
−HK$194/mo
Today · 4.125%
HK$6,536
baseline
▲ 0.50% · 4.625%
HK$6,934
+HK$398/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,072/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,842
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,026
−HK$186/mo
Today · 4.125%
HK$7,212
baseline
▲ 0.50% · 4.625%
HK$7,592
+HK$380/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,424/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,590
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,795
−HK$208/mo
Today · 4.125%
HK$7,003
baseline
▲ 0.50% · 4.625%
HK$7,429
+HK$426/mo
Deposit HK$482K · loan HK$1.44M · min. income ≈ HK$14,006/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,331
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,527
−HK$200/mo
Today · 4.125%
HK$7,727
baseline
▲ 0.50% · 4.625%
HK$8,134
+HK$407/mo
Deposit HK$482K · loan HK$1.44M · min. income ≈ HK$15,454/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,029
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,248
−HK$222/mo
Today · 4.125%
HK$7,470
baseline
▲ 0.50% · 4.625%
HK$7,924
+HK$454/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,940/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,820
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,029
−HK$213/mo
Today · 4.125%
HK$8,242
baseline
▲ 0.50% · 4.625%
HK$8,676
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,484/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,468
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,700
−HK$237/mo
Today · 4.125%
HK$7,937
baseline
▲ 0.50% · 4.625%
HK$8,419
+HK$482/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,874/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,308
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,531
−HK$226/mo
Today · 4.125%
HK$8,757
baseline
▲ 0.50% · 4.625%
HK$9,219
+HK$462/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,514/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,907
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,153
−HK$250/mo
Today · 4.125%
HK$8,403
baseline
▲ 0.50% · 4.625%
HK$8,915
+HK$512/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$16,806/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,797
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,033
−HK$239/mo
Today · 4.125%
HK$9,272
baseline
▲ 0.50% · 4.625%
HK$9,761
+HK$489/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$18,544/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).