▼ 0.50% · 3.625%
HK$4,194
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$133/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,728
+HK$271/mo
Deposit HK$920K · loan HK$920K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$126/mo
Today · 4.125%
HK$4,917
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$260/mo
Deposit HK$920K · loan HK$920K · min. income ≈ HK$9,834/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,757
−HK$145/mo
Today · 4.125%
HK$4,902
baseline
▲ 0.50% · 4.625%
HK$5,201
+HK$299/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$9,804/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,132
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,270
−HK$139/mo
Today · 4.125%
HK$5,409
baseline
▲ 0.50% · 4.625%
HK$5,694
+HK$285/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$10,818/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,032
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$159/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,673
+HK$325/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,599
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$152/mo
Today · 4.125%
HK$5,901
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$311/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$11,802/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$173/mo
Today · 4.125%
HK$5,794
baseline
▲ 0.50% · 4.625%
HK$6,146
+HK$352/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$11,588/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,065
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,228
−HK$165/mo
Today · 4.125%
HK$6,393
baseline
▲ 0.50% · 4.625%
HK$6,730
+HK$337/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$12,786/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,871
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,054
−HK$185/mo
Today · 4.125%
HK$6,239
baseline
▲ 0.50% · 4.625%
HK$6,619
+HK$380/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$12,478/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,532
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,707
−HK$177/mo
Today · 4.125%
HK$6,884
baseline
▲ 0.50% · 4.625%
HK$7,247
+HK$363/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$13,768/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,486
−HK$199/mo
Today · 4.125%
HK$6,685
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$407/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,370/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,998
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$190/mo
Today · 4.125%
HK$7,376
baseline
▲ 0.50% · 4.625%
HK$7,765
+HK$389/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,752/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,710
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,919
−HK$212/mo
Today · 4.125%
HK$7,131
baseline
▲ 0.50% · 4.625%
HK$7,565
+HK$434/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,262/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,465
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,665
−HK$203/mo
Today · 4.125%
HK$7,868
baseline
▲ 0.50% · 4.625%
HK$8,283
+HK$415/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,736/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,129
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,351
−HK$225/mo
Today · 4.125%
HK$7,576
baseline
▲ 0.50% · 4.625%
HK$8,037
+HK$461/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,152/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,931
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,144
−HK$216/mo
Today · 4.125%
HK$8,360
baseline
▲ 0.50% · 4.625%
HK$8,800
+HK$440/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,720/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,549
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,783
−HK$239/mo
Today · 4.125%
HK$8,022
baseline
▲ 0.50% · 4.625%
HK$8,510
+HK$488/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,044/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,398
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,623
−HK$228/mo
Today · 4.125%
HK$8,851
baseline
▲ 0.50% · 4.625%
HK$9,318
+HK$467/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,702/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).