▼ 0.50% · 3.625%
HK$4,448
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,586
−HK$141/mo
Today · 4.125%
HK$4,727
baseline
▲ 0.50% · 4.625%
HK$5,014
+HK$287/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$9,454/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,948
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,081
−HK$135/mo
Today · 4.125%
HK$5,216
baseline
▲ 0.50% · 4.625%
HK$5,490
+HK$274/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$10,432/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$154/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,516
+HK$317/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,589
−HK$148/mo
Today · 4.125%
HK$5,737
baseline
▲ 0.50% · 4.625%
HK$6,039
+HK$302/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$11,474/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,337
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,503
−HK$169/mo
Today · 4.125%
HK$5,672
baseline
▲ 0.50% · 4.625%
HK$6,017
+HK$345/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$11,344/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,938
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,097
−HK$162/mo
Today · 4.125%
HK$6,259
baseline
▲ 0.50% · 4.625%
HK$6,589
+HK$330/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$12,518/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,782
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,962
−HK$183/mo
Today · 4.125%
HK$6,145
baseline
▲ 0.50% · 4.625%
HK$6,519
+HK$374/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$12,290/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,433
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,605
−HK$175/mo
Today · 4.125%
HK$6,780
baseline
▲ 0.50% · 4.625%
HK$7,138
+HK$358/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$13,560/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,227
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$196/mo
Today · 4.125%
HK$6,617
baseline
▲ 0.50% · 4.625%
HK$7,020
+HK$403/mo
Deposit HK$585K · loan HK$1.37M · min. income ≈ HK$13,234/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,927
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,113
−HK$189/mo
Today · 4.125%
HK$7,302
baseline
▲ 0.50% · 4.625%
HK$7,687
+HK$385/mo
Deposit HK$585K · loan HK$1.37M · min. income ≈ HK$14,604/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,672
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,879
−HK$211/mo
Today · 4.125%
HK$7,090
baseline
▲ 0.50% · 4.625%
HK$7,522
+HK$432/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$14,180/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,422
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,621
−HK$202/mo
Today · 4.125%
HK$7,823
baseline
▲ 0.50% · 4.625%
HK$8,236
+HK$413/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$15,646/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,117
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,338
−HK$225/mo
Today · 4.125%
HK$7,563
baseline
▲ 0.50% · 4.625%
HK$8,023
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,126/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,917
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,129
−HK$216/mo
Today · 4.125%
HK$8,345
baseline
▲ 0.50% · 4.625%
HK$8,785
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,690/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,561
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,797
−HK$238/mo
Today · 4.125%
HK$8,035
baseline
▲ 0.50% · 4.625%
HK$8,524
+HK$489/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,070/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,412
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,638
−HK$228/mo
Today · 4.125%
HK$8,866
baseline
▲ 0.50% · 4.625%
HK$9,334
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,732/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,006
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,255
−HK$253/mo
Today · 4.125%
HK$8,508
baseline
▲ 0.50% · 4.625%
HK$9,026
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,016/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,907
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,146
−HK$242/mo
Today · 4.125%
HK$9,388
baseline
▲ 0.50% · 4.625%
HK$9,883
+HK$495/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,776/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).