▼ 0.50% · 3.625%
HK$4,152
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,281
−HK$131/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$269/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,619
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$126/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,125
+HK$256/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,567
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$145/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$295/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$138/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$283/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,982
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$158/mo
Today · 4.125%
HK$5,295
baseline
▲ 0.50% · 4.625%
HK$5,617
+HK$322/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$10,590/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,543
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$150/mo
Today · 4.125%
HK$5,842
baseline
▲ 0.50% · 4.625%
HK$6,150
+HK$308/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$11,684/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,398
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,566
−HK$170/mo
Today · 4.125%
HK$5,736
baseline
▲ 0.50% · 4.625%
HK$6,085
+HK$349/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$11,472/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,005
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,166
−HK$163/mo
Today · 4.125%
HK$6,329
baseline
▲ 0.50% · 4.625%
HK$6,663
+HK$334/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$12,658/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,813
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,994
−HK$183/mo
Today · 4.125%
HK$6,177
baseline
▲ 0.50% · 4.625%
HK$6,553
+HK$376/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,354/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,640
−HK$176/mo
Today · 4.125%
HK$6,816
baseline
▲ 0.50% · 4.625%
HK$7,175
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,632/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,228
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,422
−HK$197/mo
Today · 4.125%
HK$6,619
baseline
▲ 0.50% · 4.625%
HK$7,021
+HK$402/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$13,238/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,929
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,114
−HK$189/mo
Today · 4.125%
HK$7,303
baseline
▲ 0.50% · 4.625%
HK$7,688
+HK$385/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$14,606/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,643
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,850
−HK$210/mo
Today · 4.125%
HK$7,060
baseline
▲ 0.50% · 4.625%
HK$7,489
+HK$429/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,120/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,391
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,589
−HK$201/mo
Today · 4.125%
HK$7,790
baseline
▲ 0.50% · 4.625%
HK$8,200
+HK$410/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,580/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,058
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,278
−HK$223/mo
Today · 4.125%
HK$7,501
baseline
▲ 0.50% · 4.625%
HK$7,957
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$15,002/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,852
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,063
−HK$214/mo
Today · 4.125%
HK$8,277
baseline
▲ 0.50% · 4.625%
HK$8,713
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,554/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,474
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,706
−HK$236/mo
Today · 4.125%
HK$7,942
baseline
▲ 0.50% · 4.625%
HK$8,426
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,884/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,314
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,537
−HK$227/mo
Today · 4.125%
HK$8,764
baseline
▲ 0.50% · 4.625%
HK$9,225
+HK$461/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,528/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).