▼ 0.50% · 3.625%
HK$4,088
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$129/mo
Today · 4.125%
HK$4,345
baseline
▲ 0.50% · 4.625%
HK$4,609
+HK$264/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$8,690/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,548
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,670
−HK$124/mo
Today · 4.125%
HK$4,794
baseline
▲ 0.50% · 4.625%
HK$5,047
+HK$253/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$9,588/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,497
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$142/mo
Today · 4.125%
HK$4,779
baseline
▲ 0.50% · 4.625%
HK$5,070
+HK$291/mo
Deposit HK$807K · loan HK$986K · min. income ≈ HK$9,558/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$136/mo
Today · 4.125%
HK$5,273
baseline
▲ 0.50% · 4.625%
HK$5,551
+HK$278/mo
Deposit HK$807K · loan HK$986K · min. income ≈ HK$10,546/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$155/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,531
+HK$317/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,604
−HK$149/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,056
+HK$303/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,315
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,480
−HK$168/mo
Today · 4.125%
HK$5,648
baseline
▲ 0.50% · 4.625%
HK$5,992
+HK$344/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$11,296/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,913
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,071
−HK$161/mo
Today · 4.125%
HK$6,232
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$329/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$12,464/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,724
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,902
−HK$181/mo
Today · 4.125%
HK$6,083
baseline
▲ 0.50% · 4.625%
HK$6,453
+HK$370/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$12,166/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,368
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,538
−HK$174/mo
Today · 4.125%
HK$6,712
baseline
▲ 0.50% · 4.625%
HK$7,065
+HK$353/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$13,424/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,323
−HK$194/mo
Today · 4.125%
HK$6,517
baseline
▲ 0.50% · 4.625%
HK$6,914
+HK$397/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,034/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,822
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,005
−HK$186/mo
Today · 4.125%
HK$7,191
baseline
▲ 0.50% · 4.625%
HK$7,570
+HK$379/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,382/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,541
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,745
−HK$207/mo
Today · 4.125%
HK$6,952
baseline
▲ 0.50% · 4.625%
HK$7,375
+HK$423/mo
Deposit HK$359K · loan HK$1.43M · min. income ≈ HK$13,904/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,277
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,472
−HK$198/mo
Today · 4.125%
HK$7,670
baseline
▲ 0.50% · 4.625%
HK$8,075
+HK$405/mo
Deposit HK$359K · loan HK$1.43M · min. income ≈ HK$15,340/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,950
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,166
−HK$220/mo
Today · 4.125%
HK$7,386
baseline
▲ 0.50% · 4.625%
HK$7,835
+HK$449/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,772/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,732
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,939
−HK$211/mo
Today · 4.125%
HK$8,150
baseline
▲ 0.50% · 4.625%
HK$8,579
+HK$429/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,300/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,359
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,588
−HK$233/mo
Today · 4.125%
HK$7,821
baseline
▲ 0.50% · 4.625%
HK$8,296
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,642/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,187
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,406
−HK$223/mo
Today · 4.125%
HK$8,629
baseline
▲ 0.50% · 4.625%
HK$9,084
+HK$455/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,258/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).