▼ 0.50% · 3.625%
HK$4,408
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$139/mo
Today · 4.125%
HK$4,685
baseline
▲ 0.50% · 4.625%
HK$4,970
+HK$285/mo
Deposit HK$967K · loan HK$967K · min. income ≈ HK$9,370/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,036
−HK$133/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,442
+HK$273/mo
Deposit HK$967K · loan HK$967K · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,000
−HK$153/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,467
+HK$314/mo
Deposit HK$870K · loan HK$1.06M · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,395
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,540
−HK$146/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$300/mo
Deposit HK$870K · loan HK$1.06M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,290
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,455
−HK$167/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,964
+HK$342/mo
Deposit HK$773K · loan HK$1.16M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,885
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,043
−HK$160/mo
Today · 4.125%
HK$6,203
baseline
▲ 0.50% · 4.625%
HK$6,530
+HK$327/mo
Deposit HK$773K · loan HK$1.16M · min. income ≈ HK$12,406/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,731
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,909
−HK$181/mo
Today · 4.125%
HK$6,090
baseline
▲ 0.50% · 4.625%
HK$6,461
+HK$371/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$12,180/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,376
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,547
−HK$173/mo
Today · 4.125%
HK$6,720
baseline
▲ 0.50% · 4.625%
HK$7,074
+HK$354/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$13,440/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,172
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,364
−HK$195/mo
Today · 4.125%
HK$6,559
baseline
▲ 0.50% · 4.625%
HK$6,958
+HK$399/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$13,118/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,866
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,050
−HK$187/mo
Today · 4.125%
HK$7,237
baseline
▲ 0.50% · 4.625%
HK$7,619
+HK$382/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$14,474/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,613
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,818
−HK$209/mo
Today · 4.125%
HK$7,027
baseline
▲ 0.50% · 4.625%
HK$7,455
+HK$428/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$14,054/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,357
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,554
−HK$200/mo
Today · 4.125%
HK$7,754
baseline
▲ 0.50% · 4.625%
HK$8,163
+HK$409/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$15,508/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,054
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,273
−HK$223/mo
Today · 4.125%
HK$7,496
baseline
▲ 0.50% · 4.625%
HK$7,952
+HK$456/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$14,992/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,847
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,057
−HK$214/mo
Today · 4.125%
HK$8,271
baseline
▲ 0.50% · 4.625%
HK$8,707
+HK$436/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,542/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,494
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,728
−HK$236/mo
Today · 4.125%
HK$7,964
baseline
▲ 0.50% · 4.625%
HK$8,449
+HK$485/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,928/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,337
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,561
−HK$227/mo
Today · 4.125%
HK$8,788
baseline
▲ 0.50% · 4.625%
HK$9,251
+HK$463/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,576/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,935
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,182
−HK$251/mo
Today · 4.125%
HK$8,433
baseline
▲ 0.50% · 4.625%
HK$8,946
+HK$513/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,866/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,828
−HK$477/mo
▼ 0.25% · 3.875%
HK$9,065
−HK$240/mo
Today · 4.125%
HK$9,305
baseline
▲ 0.50% · 4.625%
HK$9,795
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,610/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).