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Crescira AVM · estimated value Medium confidence
HK$3.87M
≈ HK$13,341 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$387K, with repayments around HK$16,875/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$15,879
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,373
−HK$502/mo
Today · 4.125%
HK$16,875
baseline
▲ 0.50% · 4.625%
HK$17,902
+HK$1,027/mo

Deposit HK$387K · loan HK$3.48M · min. income ≈ HK$33,750/mo (50% DSR)

Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Mong Kok Station
≈ 2 min walk · 160 m
Education
71
schools within 1 km (17 within 500 m)
Daily convenience
104
within 1 km (60 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
92
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Mong Kok Station Station.

Family-friendly — 71 schools within a 1 km walk.

Everyday convenience — 104 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 92 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
23/F
Flat
A
Saleable Area
290 Saleable ft²
Gross Area
471 ft²
Efficiency
62%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2021-03-15 HK$4.48M +20.8%
3.9y · 5.0%/yr
2017-04-20 HK$3.71M +28.4%
3.8y · 7.0%/yr
2013-07-15 HK$2.89M +167.6%
2006-09-22 HK$1.08M +44.0%
2006-01-12 HK$750K −61.3%
1997-08-14 HK$1.94M +15.5%
1997-02-17 HK$1.68M
Data sourced from Renavon.com