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At today's rate and a 90% mortgage, the deposit on this unit is about HK$413K, with repayments around HK$18,011/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,022/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,942 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 104 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 333 Saleable ft²
- Gross Area
- 518 ft²
- Efficiency
- 64%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-09 | HK$4.80M | +26.3% 3.3y · 8.0%/yr |
| 2018-11-01 | HK$3.80M | +15.9% 2.2y · 7.0%/yr |
| 2016-09-26 | HK$3.28M | +64.8% 6.2y · 11.0%/yr |
| 2010-06-11 | HK$1.99M | +99.0% |
| 2002-09-10 | HK$1.00M | +0.0% |
| 2002-08-06 | HK$1.00M | +0.0% |
| 2002-06-14 | HK$1.00M | +44.9% |
| 2002-06-04 | HK$690K | — |