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At today's rate and a 90% mortgage, the deposit on this unit is about HK$401K, with repayments around HK$17,510/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$35,020/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$2,976 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 104 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 333 Saleable ft²
- Gross Area
- 518 ft²
- Efficiency
- 64%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-30 | HK$3.73M | −29.8% 5.7y · −5.0%/yr |
| 2020-08-07 | HK$5.31M | +60.9% 6.2y · 10.0%/yr |
| 2014-05-21 | HK$3.30M | +65.0% |
| 2010-08-19 | HK$2.00M | +17.6% |
| 2010-08-10 | HK$1.70M | +34.9% |
| 1997-04-10 | HK$1.26M | — |