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At today's rate and a 90% mortgage, the deposit on this unit is about HK$336K, with repayments around HK$14,642/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$336K · loan HK$3.02M · min. income ≈ HK$29,284/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 340 Saleable ft²
- Gross Area
- 443 ft²
- Efficiency
- 77%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-07 | HK$3.16M | −21.0% 8.1y · −3.0%/yr |
| 2016-09-15 | HK$4.00M | +27.0% 3.3y · 8.0%/yr |
| 2013-06-21 | HK$3.15M | +58.3% |
| 2011-01-03 | HK$1.99M | +28.4% |
| 2009-11-16 | HK$1.55M | +15.7% |
| 2008-11-04 | HK$1.34M | +24.1% |
| 2006-11-27 | HK$1.08M | +9.1% |
| 2001-04-20 | HK$990K | +41.4% |
| 2001-03-16 | HK$700K | — |