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At today's rate and a 90% mortgage, the deposit on this unit is about HK$314K, with repayments around HK$13,714/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$314K · loan HK$2.83M · min. income ≈ HK$27,428/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 302 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 76%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-14 | HK$3.22M | −23.3% 6.8y · −3.0%/yr |
| 2017-07-10 | HK$4.20M | +38.6% 3.4y · 11.0%/yr |
| 2014-01-24 | HK$3.03M | +83.6% |
| 2010-07-20 | HK$1.65M | +73.7% |
| 2006-04-04 | HK$950K | +35.7% |
| 2005-09-08 | HK$700K | — |