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At today's rate and a 90% mortgage, the deposit on this unit is about HK$316K, with repayments around HK$13,801/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$316K · loan HK$2.85M · min. income ≈ HK$27,602/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- C
- Saleable Area
- 302 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 76%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-06 | HK$3.46M | −25.6% 7.4y · −3.0%/yr |
| 2018-11-13 | HK$4.65M | +55.0% 3.5y · 16.0%/yr |
| 2015-05-13 | HK$3.00M | +150.0% |
| 2007-04-16 | HK$1.20M | +36.4% |
| 2006-09-30 | HK$880K | — |