▼ 0.50% · 3.625%
HK$4,540
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$143/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$294/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,050
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$137/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$281/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$158/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$323/mo
Deposit HK$896K · loan HK$1.09M · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,555
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,704
−HK$151/mo
Today · 4.125%
HK$5,855
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$309/mo
Deposit HK$896K · loan HK$1.09M · min. income ≈ HK$11,710/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,448
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,617
−HK$172/mo
Today · 4.125%
HK$5,789
baseline
▲ 0.50% · 4.625%
HK$6,141
+HK$352/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,578/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,060
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$165/mo
Today · 4.125%
HK$6,388
baseline
▲ 0.50% · 4.625%
HK$6,724
+HK$336/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,776/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,902
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,085
−HK$187/mo
Today · 4.125%
HK$6,272
baseline
▲ 0.50% · 4.625%
HK$6,653
+HK$381/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,544/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,741
−HK$179/mo
Today · 4.125%
HK$6,920
baseline
▲ 0.50% · 4.625%
HK$7,285
+HK$365/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,840/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,355
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,553
−HK$201/mo
Today · 4.125%
HK$6,754
baseline
▲ 0.50% · 4.625%
HK$7,165
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,508/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,070
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$192/mo
Today · 4.125%
HK$7,452
baseline
▲ 0.50% · 4.625%
HK$7,845
+HK$393/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,904/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,809
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,021
−HK$215/mo
Today · 4.125%
HK$7,236
baseline
▲ 0.50% · 4.625%
HK$7,677
+HK$441/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,472/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,575
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,779
−HK$206/mo
Today · 4.125%
HK$7,985
baseline
▲ 0.50% · 4.625%
HK$8,406
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,970/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,489
−HK$230/mo
Today · 4.125%
HK$7,719
baseline
▲ 0.50% · 4.625%
HK$8,189
+HK$470/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,438/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,080
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,297
−HK$220/mo
Today · 4.125%
HK$8,517
baseline
▲ 0.50% · 4.625%
HK$8,966
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,034/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,717
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,957
−HK$244/mo
Today · 4.125%
HK$8,201
baseline
▲ 0.50% · 4.625%
HK$8,700
+HK$499/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,402/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,585
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,816
−HK$233/mo
Today · 4.125%
HK$9,049
baseline
▲ 0.50% · 4.625%
HK$9,526
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,098/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,171
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,425
−HK$259/mo
Today · 4.125%
HK$8,684
baseline
▲ 0.50% · 4.625%
HK$9,212
+HK$528/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,368/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,091
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,334
−HK$248/mo
Today · 4.125%
HK$9,582
baseline
▲ 0.50% · 4.625%
HK$10,087
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,164/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).