▼ 0.50% · 3.625%
HK$4,569
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,711
−HK$144/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,151
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,083
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,219
−HK$138/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,026
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$159/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,666
+HK$325/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$152/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,204
+HK$311/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,483
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,653
−HK$173/mo
Today · 4.125%
HK$5,826
baseline
▲ 0.50% · 4.625%
HK$6,181
+HK$355/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$11,652/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,099
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,263
−HK$166/mo
Today · 4.125%
HK$6,429
baseline
▲ 0.50% · 4.625%
HK$6,768
+HK$339/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$12,858/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,939
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,124
−HK$188/mo
Today · 4.125%
HK$6,312
baseline
▲ 0.50% · 4.625%
HK$6,696
+HK$384/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$12,624/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,608
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,785
−HK$180/mo
Today · 4.125%
HK$6,965
baseline
▲ 0.50% · 4.625%
HK$7,332
+HK$367/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$13,930/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,396
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,595
−HK$202/mo
Today · 4.125%
HK$6,797
baseline
▲ 0.50% · 4.625%
HK$7,211
+HK$414/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$13,594/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,116
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,307
−HK$193/mo
Today · 4.125%
HK$7,500
baseline
▲ 0.50% · 4.625%
HK$7,896
+HK$396/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$15,000/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,853
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,066
−HK$217/mo
Today · 4.125%
HK$7,283
baseline
▲ 0.50% · 4.625%
HK$7,726
+HK$443/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,566/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,624
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,829
−HK$207/mo
Today · 4.125%
HK$8,036
baseline
▲ 0.50% · 4.625%
HK$8,460
+HK$424/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,072/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,310
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,537
−HK$231/mo
Today · 4.125%
HK$7,768
baseline
▲ 0.50% · 4.625%
HK$8,241
+HK$473/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,536/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,132
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,350
−HK$222/mo
Today · 4.125%
HK$8,572
baseline
▲ 0.50% · 4.625%
HK$9,024
+HK$452/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,144/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,767
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,008
−HK$246/mo
Today · 4.125%
HK$8,254
baseline
▲ 0.50% · 4.625%
HK$8,756
+HK$502/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$16,508/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,641
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,872
−HK$235/mo
Today · 4.125%
HK$9,107
baseline
▲ 0.50% · 4.625%
HK$9,587
+HK$480/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$18,214/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,224
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,480
−HK$259/mo
Today · 4.125%
HK$8,739
baseline
▲ 0.50% · 4.625%
HK$9,271
+HK$532/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,478/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,149
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,394
−HK$249/mo
Today · 4.125%
HK$9,643
baseline
▲ 0.50% · 4.625%
HK$10,151
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,286/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).