▼ 0.50% · 3.625%
HK$4,601
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,744
−HK$145/mo
Today · 4.125%
HK$4,889
baseline
▲ 0.50% · 4.625%
HK$5,187
+HK$298/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,778/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,118
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,256
−HK$139/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$284/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,061
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,218
−HK$160/mo
Today · 4.125%
HK$5,378
baseline
▲ 0.50% · 4.625%
HK$5,705
+HK$327/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$10,756/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,630
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,781
−HK$153/mo
Today · 4.125%
HK$5,934
baseline
▲ 0.50% · 4.625%
HK$6,247
+HK$313/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$11,868/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,693
−HK$174/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$357/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,142
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$167/mo
Today · 4.125%
HK$6,474
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$341/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$12,948/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,981
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,167
−HK$189/mo
Today · 4.125%
HK$6,356
baseline
▲ 0.50% · 4.625%
HK$6,743
+HK$387/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$12,712/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,654
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,832
−HK$181/mo
Today · 4.125%
HK$7,013
baseline
▲ 0.50% · 4.625%
HK$7,383
+HK$370/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$14,026/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,441
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,641
−HK$204/mo
Today · 4.125%
HK$6,845
baseline
▲ 0.50% · 4.625%
HK$7,262
+HK$417/mo
Deposit HK$605K · loan HK$1.41M · min. income ≈ HK$13,690/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,166
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,358
−HK$195/mo
Today · 4.125%
HK$7,553
baseline
▲ 0.50% · 4.625%
HK$7,951
+HK$398/mo
Deposit HK$605K · loan HK$1.41M · min. income ≈ HK$15,106/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,901
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,116
−HK$218/mo
Today · 4.125%
HK$7,334
baseline
▲ 0.50% · 4.625%
HK$7,780
+HK$446/mo
Deposit HK$504K · loan HK$1.51M · min. income ≈ HK$14,668/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,677
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,883
−HK$209/mo
Today · 4.125%
HK$8,092
baseline
▲ 0.50% · 4.625%
HK$8,519
+HK$427/mo
Deposit HK$504K · loan HK$1.51M · min. income ≈ HK$16,184/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,361
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,590
−HK$233/mo
Today · 4.125%
HK$7,823
baseline
▲ 0.50% · 4.625%
HK$8,299
+HK$476/mo
Deposit HK$404K · loan HK$1.61M · min. income ≈ HK$15,646/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,189
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,409
−HK$223/mo
Today · 4.125%
HK$8,632
baseline
▲ 0.50% · 4.625%
HK$9,087
+HK$455/mo
Deposit HK$404K · loan HK$1.61M · min. income ≈ HK$17,264/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,821
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,065
−HK$247/mo
Today · 4.125%
HK$8,312
baseline
▲ 0.50% · 4.625%
HK$8,818
+HK$506/mo
Deposit HK$303K · loan HK$1.72M · min. income ≈ HK$16,624/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,701
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,934
−HK$237/mo
Today · 4.125%
HK$9,171
baseline
▲ 0.50% · 4.625%
HK$9,655
+HK$484/mo
Deposit HK$303K · loan HK$1.72M · min. income ≈ HK$18,342/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,281
−HK$520/mo
▼ 0.25% · 3.875%
HK$8,539
−HK$262/mo
Today · 4.125%
HK$8,801
baseline
▲ 0.50% · 4.625%
HK$9,336
+HK$535/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$17,602/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,213
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,460
−HK$251/mo
Today · 4.125%
HK$9,711
baseline
▲ 0.50% · 4.625%
HK$10,223
+HK$512/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$19,422/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).