▼ 0.50% · 3.625%
HK$3,326
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,430
−HK$105/mo
Today · 4.125%
HK$3,535
baseline
▲ 0.50% · 4.625%
HK$3,750
+HK$215/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,070/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$101/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$206/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,659
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,773
−HK$115/mo
Today · 4.125%
HK$3,888
baseline
▲ 0.50% · 4.625%
HK$4,125
+HK$237/mo
Deposit HK$656K · loan HK$802K · min. income ≈ HK$7,776/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,070
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,179
−HK$111/mo
Today · 4.125%
HK$4,290
baseline
▲ 0.50% · 4.625%
HK$4,516
+HK$226/mo
Deposit HK$656K · loan HK$802K · min. income ≈ HK$8,580/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,991
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$127/mo
Today · 4.125%
HK$4,242
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$258/mo
Deposit HK$583K · loan HK$875K · min. income ≈ HK$8,484/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,440
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,559
−HK$121/mo
Today · 4.125%
HK$4,680
baseline
▲ 0.50% · 4.625%
HK$4,927
+HK$247/mo
Deposit HK$583K · loan HK$875K · min. income ≈ HK$9,360/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,324
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$137/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$280/mo
Deposit HK$511K · loan HK$948K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,810
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,939
−HK$131/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,337
+HK$267/mo
Deposit HK$511K · loan HK$948K · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,657
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,801
−HK$148/mo
Today · 4.125%
HK$4,949
baseline
▲ 0.50% · 4.625%
HK$5,250
+HK$301/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$9,898/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,180
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,319
−HK$141/mo
Today · 4.125%
HK$5,460
baseline
▲ 0.50% · 4.625%
HK$5,748
+HK$288/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$10,920/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,144
−HK$158/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,625
+HK$323/mo
Deposit HK$365K · loan HK$1.09M · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,699
−HK$151/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,159
+HK$309/mo
Deposit HK$365K · loan HK$1.09M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,322
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$168/mo
Today · 4.125%
HK$5,655
baseline
▲ 0.50% · 4.625%
HK$6,000
+HK$345/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,310/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,920
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,079
−HK$161/mo
Today · 4.125%
HK$6,240
baseline
▲ 0.50% · 4.625%
HK$6,569
+HK$329/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,480/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,654
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,830
−HK$179/mo
Today · 4.125%
HK$6,009
baseline
▲ 0.50% · 4.625%
HK$6,375
+HK$366/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,018/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,290
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,459
−HK$171/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$6,980
+HK$350/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,987
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,173
−HK$189/mo
Today · 4.125%
HK$6,362
baseline
▲ 0.50% · 4.625%
HK$6,750
+HK$388/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,724/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,660
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,839
−HK$181/mo
Today · 4.125%
HK$7,020
baseline
▲ 0.50% · 4.625%
HK$7,390
+HK$370/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,040/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).