▼ 0.50% · 3.625%
HK$3,551
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$112/mo
Today · 4.125%
HK$3,774
baseline
▲ 0.50% · 4.625%
HK$4,003
+HK$229/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$7,548/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,951
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,056
−HK$108/mo
Today · 4.125%
HK$4,164
baseline
▲ 0.50% · 4.625%
HK$4,383
+HK$219/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$8,328/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,028
−HK$123/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,404
+HK$253/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$118/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,822
+HK$242/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,261
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,394
−HK$134/mo
Today · 4.125%
HK$4,528
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$276/mo
Deposit HK$623K · loan HK$934K · min. income ≈ HK$9,056/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$129/mo
Today · 4.125%
HK$4,997
baseline
▲ 0.50% · 4.625%
HK$5,260
+HK$263/mo
Deposit HK$623K · loan HK$934K · min. income ≈ HK$9,994/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,616
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$146/mo
Today · 4.125%
HK$4,906
baseline
▲ 0.50% · 4.625%
HK$5,204
+HK$298/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$9,812/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,136
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,273
−HK$140/mo
Today · 4.125%
HK$5,413
baseline
▲ 0.50% · 4.625%
HK$5,698
+HK$285/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$10,826/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$157/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$322/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,679
−HK$151/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$307/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$169/mo
Today · 4.125%
HK$5,661
baseline
▲ 0.50% · 4.625%
HK$6,005
+HK$344/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$11,322/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,926
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,085
−HK$161/mo
Today · 4.125%
HK$6,246
baseline
▲ 0.50% · 4.625%
HK$6,575
+HK$329/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$12,492/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,682
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,858
−HK$180/mo
Today · 4.125%
HK$6,038
baseline
▲ 0.50% · 4.625%
HK$6,405
+HK$367/mo
Deposit HK$311K · loan HK$1.25M · min. income ≈ HK$12,076/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,321
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,490
−HK$172/mo
Today · 4.125%
HK$6,662
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$351/mo
Deposit HK$311K · loan HK$1.25M · min. income ≈ HK$13,324/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,037
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$190/mo
Today · 4.125%
HK$6,415
baseline
▲ 0.50% · 4.625%
HK$6,806
+HK$391/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$12,830/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,716
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,896
−HK$183/mo
Today · 4.125%
HK$7,079
baseline
▲ 0.50% · 4.625%
HK$7,452
+HK$373/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$14,158/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,392
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,591
−HK$202/mo
Today · 4.125%
HK$6,793
baseline
▲ 0.50% · 4.625%
HK$7,206
+HK$413/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,586/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,111
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,302
−HK$193/mo
Today · 4.125%
HK$7,495
baseline
▲ 0.50% · 4.625%
HK$7,890
+HK$395/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$14,990/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).