▼ 0.50% · 3.625%
HK$4,061
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$128/mo
Today · 4.125%
HK$4,315
baseline
▲ 0.50% · 4.625%
HK$4,578
+HK$263/mo
Deposit HK$890K · loan HK$890K · min. income ≈ HK$8,630/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,517
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$122/mo
Today · 4.125%
HK$4,761
baseline
▲ 0.50% · 4.625%
HK$5,012
+HK$251/mo
Deposit HK$890K · loan HK$890K · min. income ≈ HK$9,522/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,467
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$141/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$289/mo
Deposit HK$801K · loan HK$979K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,969
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,102
−HK$136/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,514
+HK$276/mo
Deposit HK$801K · loan HK$979K · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,873
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$154/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,493
+HK$315/mo
Deposit HK$712K · loan HK$1.07M · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,421
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,566
−HK$148/mo
Today · 4.125%
HK$5,714
baseline
▲ 0.50% · 4.625%
HK$6,015
+HK$301/mo
Deposit HK$712K · loan HK$1.07M · min. income ≈ HK$11,428/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,279
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,443
−HK$167/mo
Today · 4.125%
HK$5,610
baseline
▲ 0.50% · 4.625%
HK$5,951
+HK$341/mo
Deposit HK$623K · loan HK$1.16M · min. income ≈ HK$11,220/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,873
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,030
−HK$160/mo
Today · 4.125%
HK$6,190
baseline
▲ 0.50% · 4.625%
HK$6,516
+HK$326/mo
Deposit HK$623K · loan HK$1.16M · min. income ≈ HK$12,380/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,685
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,862
−HK$179/mo
Today · 4.125%
HK$6,041
baseline
▲ 0.50% · 4.625%
HK$6,409
+HK$368/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$12,082/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,324
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,494
−HK$172/mo
Today · 4.125%
HK$6,666
baseline
▲ 0.50% · 4.625%
HK$7,017
+HK$351/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$13,332/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,091
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,280
−HK$193/mo
Today · 4.125%
HK$6,473
baseline
▲ 0.50% · 4.625%
HK$6,867
+HK$394/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$12,946/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,776
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,958
−HK$184/mo
Today · 4.125%
HK$7,142
baseline
▲ 0.50% · 4.625%
HK$7,519
+HK$377/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$14,284/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,497
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,699
−HK$205/mo
Today · 4.125%
HK$6,904
baseline
▲ 0.50% · 4.625%
HK$7,325
+HK$421/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$13,808/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,228
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,422
−HK$196/mo
Today · 4.125%
HK$7,618
baseline
▲ 0.50% · 4.625%
HK$8,020
+HK$402/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$15,236/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,903
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,118
−HK$218/mo
Today · 4.125%
HK$7,336
baseline
▲ 0.50% · 4.625%
HK$7,782
+HK$446/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,672/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,680
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,886
−HK$209/mo
Today · 4.125%
HK$8,095
baseline
▲ 0.50% · 4.625%
HK$8,521
+HK$426/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,190/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,309
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,537
−HK$231/mo
Today · 4.125%
HK$7,768
baseline
▲ 0.50% · 4.625%
HK$8,240
+HK$472/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,536/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,131
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,349
−HK$222/mo
Today · 4.125%
HK$8,571
baseline
▲ 0.50% · 4.625%
HK$9,022
+HK$451/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,142/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).