▼ 0.50% · 3.625%
HK$1,763
−HK$111/mo
▼ 0.25% · 3.875%
HK$1,818
−HK$56/mo
Today · 4.125%
HK$1,874
baseline
▲ 0.50% · 4.625%
HK$1,988
+HK$114/mo
Deposit HK$387K · loan HK$387K · min. income ≈ HK$3,748/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,962
−HK$106/mo
▼ 0.25% · 3.875%
HK$2,014
−HK$54/mo
Today · 4.125%
HK$2,068
baseline
▲ 0.50% · 4.625%
HK$2,177
+HK$109/mo
Deposit HK$387K · loan HK$387K · min. income ≈ HK$4,136/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,940
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,000
−HK$61/mo
Today · 4.125%
HK$2,061
baseline
▲ 0.50% · 4.625%
HK$2,187
+HK$126/mo
Deposit HK$348K · loan HK$425K · min. income ≈ HK$4,122/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,158
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,216
−HK$58/mo
Today · 4.125%
HK$2,274
baseline
▲ 0.50% · 4.625%
HK$2,394
+HK$120/mo
Deposit HK$348K · loan HK$425K · min. income ≈ HK$4,548/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,116
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,182
−HK$67/mo
Today · 4.125%
HK$2,249
baseline
▲ 0.50% · 4.625%
HK$2,385
+HK$136/mo
Deposit HK$309K · loan HK$464K · min. income ≈ HK$4,498/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,354
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,417
−HK$64/mo
Today · 4.125%
HK$2,481
baseline
▲ 0.50% · 4.625%
HK$2,612
+HK$131/mo
Deposit HK$309K · loan HK$464K · min. income ≈ HK$4,962/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,292
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,364
−HK$72/mo
Today · 4.125%
HK$2,436
baseline
▲ 0.50% · 4.625%
HK$2,584
+HK$148/mo
Deposit HK$271K · loan HK$503K · min. income ≈ HK$4,872/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,550
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,619
−HK$69/mo
Today · 4.125%
HK$2,688
baseline
▲ 0.50% · 4.625%
HK$2,830
+HK$142/mo
Deposit HK$271K · loan HK$503K · min. income ≈ HK$5,376/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,469
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,545
−HK$78/mo
Today · 4.125%
HK$2,623
baseline
▲ 0.50% · 4.625%
HK$2,783
+HK$160/mo
Deposit HK$232K · loan HK$541K · min. income ≈ HK$5,246/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,746
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,820
−HK$75/mo
Today · 4.125%
HK$2,895
baseline
▲ 0.50% · 4.625%
HK$3,047
+HK$152/mo
Deposit HK$232K · loan HK$541K · min. income ≈ HK$5,790/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,645
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,727
−HK$84/mo
Today · 4.125%
HK$2,811
baseline
▲ 0.50% · 4.625%
HK$2,982
+HK$171/mo
Deposit HK$193K · loan HK$580K · min. income ≈ HK$5,622/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,942
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,021
−HK$80/mo
Today · 4.125%
HK$3,101
baseline
▲ 0.50% · 4.625%
HK$3,265
+HK$164/mo
Deposit HK$193K · loan HK$580K · min. income ≈ HK$6,202/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,821
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,909
−HK$89/mo
Today · 4.125%
HK$2,998
baseline
▲ 0.50% · 4.625%
HK$3,181
+HK$183/mo
Deposit HK$155K · loan HK$619K · min. income ≈ HK$5,996/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,139
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,223
−HK$85/mo
Today · 4.125%
HK$3,308
baseline
▲ 0.50% · 4.625%
HK$3,483
+HK$175/mo
Deposit HK$155K · loan HK$619K · min. income ≈ HK$6,616/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,998
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,091
−HK$95/mo
Today · 4.125%
HK$3,186
baseline
▲ 0.50% · 4.625%
HK$3,379
+HK$193/mo
Deposit HK$116K · loan HK$657K · min. income ≈ HK$6,372/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,335
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,424
−HK$91/mo
Today · 4.125%
HK$3,515
baseline
▲ 0.50% · 4.625%
HK$3,700
+HK$185/mo
Deposit HK$116K · loan HK$657K · min. income ≈ HK$7,030/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,174
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,273
−HK$100/mo
Today · 4.125%
HK$3,373
baseline
▲ 0.50% · 4.625%
HK$3,578
+HK$205/mo
Deposit HK$77K · loan HK$696K · min. income ≈ HK$6,746/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,531
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$96/mo
Today · 4.125%
HK$3,722
baseline
▲ 0.50% · 4.625%
HK$3,918
+HK$196/mo
Deposit HK$77K · loan HK$696K · min. income ≈ HK$7,444/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).