▼ 0.50% · 3.625%
HK$1,765
−HK$111/mo
▼ 0.25% · 3.875%
HK$1,820
−HK$56/mo
Today · 4.125%
HK$1,876
baseline
▲ 0.50% · 4.625%
HK$1,990
+HK$114/mo
Deposit HK$387K · loan HK$387K · min. income ≈ HK$3,752/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,963
−HK$106/mo
▼ 0.25% · 3.875%
HK$2,016
−HK$53/mo
Today · 4.125%
HK$2,069
baseline
▲ 0.50% · 4.625%
HK$2,179
+HK$110/mo
Deposit HK$387K · loan HK$387K · min. income ≈ HK$4,138/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,941
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,002
−HK$61/mo
Today · 4.125%
HK$2,063
baseline
▲ 0.50% · 4.625%
HK$2,189
+HK$126/mo
Deposit HK$348K · loan HK$426K · min. income ≈ HK$4,126/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,160
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,218
−HK$58/mo
Today · 4.125%
HK$2,276
baseline
▲ 0.50% · 4.625%
HK$2,396
+HK$120/mo
Deposit HK$348K · loan HK$426K · min. income ≈ HK$4,552/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,118
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,184
−HK$67/mo
Today · 4.125%
HK$2,251
baseline
▲ 0.50% · 4.625%
HK$2,388
+HK$137/mo
Deposit HK$310K · loan HK$464K · min. income ≈ HK$4,502/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,356
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,419
−HK$64/mo
Today · 4.125%
HK$2,483
baseline
▲ 0.50% · 4.625%
HK$2,614
+HK$131/mo
Deposit HK$310K · loan HK$464K · min. income ≈ HK$4,966/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,294
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,366
−HK$72/mo
Today · 4.125%
HK$2,438
baseline
▲ 0.50% · 4.625%
HK$2,587
+HK$149/mo
Deposit HK$271K · loan HK$503K · min. income ≈ HK$4,876/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,552
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,621
−HK$69/mo
Today · 4.125%
HK$2,690
baseline
▲ 0.50% · 4.625%
HK$2,832
+HK$142/mo
Deposit HK$271K · loan HK$503K · min. income ≈ HK$5,380/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,471
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,548
−HK$78/mo
Today · 4.125%
HK$2,626
baseline
▲ 0.50% · 4.625%
HK$2,785
+HK$159/mo
Deposit HK$232K · loan HK$542K · min. income ≈ HK$5,252/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,749
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,822
−HK$75/mo
Today · 4.125%
HK$2,897
baseline
▲ 0.50% · 4.625%
HK$3,050
+HK$153/mo
Deposit HK$232K · loan HK$542K · min. income ≈ HK$5,794/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,647
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,730
−HK$83/mo
Today · 4.125%
HK$2,813
baseline
▲ 0.50% · 4.625%
HK$2,984
+HK$171/mo
Deposit HK$193K · loan HK$580K · min. income ≈ HK$5,626/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,945
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,024
−HK$80/mo
Today · 4.125%
HK$3,104
baseline
▲ 0.50% · 4.625%
HK$3,268
+HK$164/mo
Deposit HK$193K · loan HK$580K · min. income ≈ HK$6,208/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,824
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,912
−HK$89/mo
Today · 4.125%
HK$3,001
baseline
▲ 0.50% · 4.625%
HK$3,183
+HK$182/mo
Deposit HK$155K · loan HK$619K · min. income ≈ HK$6,002/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,226
−HK$85/mo
Today · 4.125%
HK$3,311
baseline
▲ 0.50% · 4.625%
HK$3,486
+HK$175/mo
Deposit HK$155K · loan HK$619K · min. income ≈ HK$6,622/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,000
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,094
−HK$94/mo
Today · 4.125%
HK$3,188
baseline
▲ 0.50% · 4.625%
HK$3,382
+HK$194/mo
Deposit HK$116K · loan HK$658K · min. income ≈ HK$6,376/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,338
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,427
−HK$91/mo
Today · 4.125%
HK$3,518
baseline
▲ 0.50% · 4.625%
HK$3,703
+HK$185/mo
Deposit HK$116K · loan HK$658K · min. income ≈ HK$7,036/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,177
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,276
−HK$100/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$205/mo
Deposit HK$77K · loan HK$697K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,534
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,629
−HK$96/mo
Today · 4.125%
HK$3,725
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$196/mo
Deposit HK$77K · loan HK$697K · min. income ≈ HK$7,450/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).